Privacy Policy

The information we receive from you is used to provide you with a quote or application for insurance coverage. The insurance company uses the information to determine the insurability of each applicant.  If you provide any personally identifying information to us, we want you to understand the following:

Why We Collect Your Information

We collect your information to prepare insurance quotes, to complete the application process online, to contact you during the application process, and to make special offers to you related to insurance products and services.

Cookies: A cookie is a small text file saved on your computer’s hard drive and stored in memory while your browser is running. Cookies make it easier for a user to navigate the Web, and to complete transactions over the Internet. Usage of a cookie is in no way linked to any personally identifiable information while on our site.  lifeandhomeinsurance.com may contract with certain partners that utilize ad-serving technology. To gauge the effectiveness of advertisements, a campaign number is assigned to the vendor for which you came to visit our site. This will remain on your URL when you return to our site.

Sale of Assets of Sale of lifeandhomeinsurance.com: If in the future, lifeandhomeinsurance.com, or substantially all of its assets are acquired, the information we collect through this website from you or other customers, will likely be transferred to the acquiring party.

Except for the purposes described in this Privacy Policy, or as required or permitted by law, we do not disclose customer information to others.

How We Communicate With You

Contact by telephone to verify information and to assist you with your life insurance application request or policy.

Contact by email to verify information, to assist you with your life insurance application request or policy, to conduct surveys, and to provide you with additional insurance information, service announcements, special offers or other money saving opportunities.

Choices You Have Regarding Your Information

Quote Request and Application Request Forms: Your decision to provide personal contact or medical information is strictly voluntary and will not prevent you from receiving a quote for life insurance.

If you elect to provide personal or contact information through this site, lifeandhomeinsurance.com may use or disclose the information you provide to our trusted partners, and lifeandhomeinsurance.com, or our trusted partners, may use the information to send relevant offers to you which we, or our partners, believe would be of interest to you. If you wish to opt-out from receiving any offers from lifeandhomeinsurance.com, Please send an email Request to lifeandhomeinsurance.com@gmail.com. Please note, that even if you select to Opt Out after providing your information through this site, our trusted partners may still contact you. As such, if you do not wish to be contacted, do not provide any personal contact information through this site.

Email Notifications: lifeandhomeinsurance.com may use or disclose information gathered from the site in order for lifeandhomeinsurance.com or its partners to send relevant offers we believe would be of interest to you. If you wish to opt-out from receiving any special offers from lifeandhomeinsurance.com@gmail.com and its partners.

Cookies: You may elect to disable cookies in your browser. Please refer to your computer or operating system user manual for information on how to disable cookies.

Information Release

Unless you give us permission to do so, or unless law requires us, we do not willfully use or disclose personally identifiable information to third parties for any purpose other than described above.

We have security provisions in place to protect your information; however, no security system is impenetrable.

How to Change Your Information

If you have received a communication from us in error, or if you wish to change your information, please email us at kaynell.ws@gmail.com. We’ll respond to your inquiry via email, and we’ll let you know the action we’ve taken.

Changes to lifeandhomeinsurance.com Privacy Policy:

We reserve the right to change our privacy policy, and if so, we will post these changes to this privacy statement and to other relevant places on our site so that visitors are aware of the change. We encourage you to check this posted privacy statement for updates. When changes are made, we will post the last date on which the privacy policy was changed below. In addition, you may request the prior version of the privacy policy by emailing kaynell.ws@gmail.com us at  and requesting the last version of the privacy policy prior to the most recent change.

Last Date Changed Was: February 10, 2011

If you ever have questions about our privacy policy, please email us at lifeandhomeinsruance.com@gmail.com. We take your privacy very seriously.