Years ago I needed life insurance.  I didn’t know where to go and I did not want to spend yet another evening with some guy in my living room.  He would surely try to sell me more than I needed, want me to sign up right then and would not leave unless I pushed him out the door.

Then there is the stuff you get at the office.  The insurance that most employers pay for wouldn’t cover the funeral expenses and the rates for sufficient coverage is questionable.  Besides how much life insurance is enough anyway?  You only have the guy that HR contracted with to sell his stuff.

It seems everyone NOT in the life insurance business wants to sell it to you.  The car dealer, the real estate agent, the car insurance rep. even the auto club.  It would not have surprised me for the guy at that big electronics store to offer coverage that would finish the payments on the new TV I just bought.

The best solution getting multiple quotes for life insurance on line.  It is quick and easy.  You fill out a simple form and a couple of companies call with quotes that you can compare with each other or even with that insurance offered at work.  Who knows with the information you get from a life insurance on line company you might find that the work offering is good after all.  At least you will have the information to tell for sure.