There was a day that I had no cares.  It started out that the only thing of real concern was that I wanted to be comfortable.  This included fed, dry and held.  Ah, those were the days.   Yeah right.  With such small concerns come limited ability.  To think about being any age before adulthood is actually depressing.  So much of your life is controlled by others.  It is just not worth the ease of no responsibilities to be confined to no abilities to self determine.

The worries of job, wife, children, church duties are in a real way a blessing.  They provide opportunities to learn things which easily translate into capabilities.  Capabilities mean freedom to self determine to greater and greater extents.  Even something so mundane as the purchasing of insurance translates into freeing your time to think about the painful what ifs is dramatically reduced allowing for the contemplation of the exhilarating what ifs.

So I periodically think about the worst and go get another life insurance quote or at least review my current term policy.  Then I am quickly back to the races in the more pleasurable pursuits of my grandchildren, or my wife.