There are so many ways to buy insurance.  There are likely as many ways to find an insurer as there are insurers.  Some like very much the old fashion way way of picking up the phone, making an appointment and going to a building or even having some one come to our home where they can talk to them face to face.  This is very comforting to many people.  In our society we have lost a lot of the personal interaction that has defined our society in past generations.  By calling an insurance agent, making an appointment and sitting down face to face we get an understanding of who we are dealing with and his/her level of trust worthyness.  We also have built in to this method an allotment of time to be more relaxed and complete in the give and take of discovering which insurance is best for our particular situation.  As we talk about our needs with an agent ideas for how she can customize particular products can be explored with our input.  We will often hear the presentation and ideas of an insurance agent and recognize needs and wants that we would not have even considered had we just filled out the form and executed the documents via the internet or over a fax line.  We do sacrifice the convenience and time savings of using the internet or even purchasing insurance with only phone interaction.  But many people find this the best way for them to have the best experience and have the highest level of confidence that they have made the right decision.